{"generated":"2026-11-10","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w27","label":"Week of Jun 29, 2026","start":"2026-06-29","end":"2026-07-05","rates":{"m30":{"date":"2026-07-02","value":6.43,"wow_bp":-6,"yoy_bp":-24},"m15":{"date":"2026-07-02","value":5.79,"wow_bp":-5,"yoy_bp":-1},"t10":{"date":"2026-07-02","value":4.49,"wow_bp":11},"t2":{"date":"2026-07-02","value":4.14,"wow_bp":7},"curve":{"date":"2026-07-02","value":0.35,"wow_bp":4},"sofr":{"date":"2026-07-02","value":3.64,"wow_bp":2}},"lending":{"date":"2026-07-01","usd_billions":3103.3,"yoy_pct":2.93,"four_week_pct":0.09},"permits":{"covered":true,"through":"2026-10-26","count":183,"valuation":26417566.049999997,"sectors":[["residential",114],["other",54],["retail",11],["civic",2],["industrial",2]]},"calendar":{"meetings":[],"hearings":[],"road_news":[],"feed_as_of":"2026-10-25"},"releases":{"out":[],"next":[]},"chart_m30":[["2026-01-08",6.16],["2026-01-15",6.06],["2026-01-22",6.09],["2026-01-29",6.1],["2026-02-05",6.11],["2026-02-12",6.09],["2026-02-19",6.01],["2026-02-26",5.98],["2026-03-05",6.0],["2026-03-12",6.11],["2026-03-19",6.22],["2026-03-26",6.38],["2026-04-02",6.46],["2026-04-09",6.37],["2026-04-16",6.3],["2026-04-23",6.23],["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36],["2026-05-21",6.51],["2026-05-28",6.53],["2026-06-04",6.48],["2026-06-11",6.52],["2026-06-18",6.47],["2026-06-25",6.49],["2026-07-02",6.43]],"chart_t10":[["2026-01-08",4.19],["2026-01-15",4.17],["2026-01-22",4.26],["2026-01-29",4.24],["2026-02-05",4.21],["2026-02-12",4.09],["2026-02-19",4.08],["2026-02-26",4.02],["2026-03-05",4.13],["2026-03-12",4.27],["2026-03-19",4.25],["2026-03-26",4.42],["2026-04-02",4.31],["2026-04-09",4.29],["2026-04-16",4.32],["2026-04-23",4.34],["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47],["2026-05-21",4.57],["2026-05-28",4.45],["2026-06-04",4.47],["2026-06-11",4.45],["2026-06-18",4.46],["2026-06-25",4.4],["2026-07-02",4.49]],"takeaways":["The 30-year fixed averaged 6.43% in Freddie Mac's survey this week, 6 bp below last week and 24 bp lower than a year ago.","The 10-year Treasury closed the week at 4.49%, up 11 bp on the week; the 10-year sat 0.35 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.10 trillion in the Jul 1 reading, up 2.9% from a year earlier.","Bentonville issued 183 permits carrying $26.4M in printed valuation; the largest was a commercial building permit at 1755 S Armstrong Ave ($5.3M)."]}