{"generated":"2026-11-10","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w38","label":"Week of Sep 14, 2026","start":"2026-09-14","end":"2026-09-20","rates":{"m30":{"date":"2026-09-17","value":6.95,"wow_bp":19,"yoy_bp":69},"m15":{"date":"2026-09-17","value":6.26,"wow_bp":17,"yoy_bp":85},"t10":{"date":"2026-09-18","value":5.01,"wow_bp":5},"t2":{"date":"2026-09-18","value":4.76,"wow_bp":13},"curve":{"date":"2026-09-18","value":0.25,"wow_bp":-8},"sofr":{"date":"2026-09-18","value":3.85,"wow_bp":23}},"lending":{"date":"2026-09-16","usd_billions":3138.1,"yoy_pct":3.59,"four_week_pct":0.23},"permits":{"covered":true,"through":"2026-10-26","count":130,"valuation":24144713.369999997,"sectors":[["residential",61],["other",43],["retail",19],["civic",4],["industrial",2],["multifamily",1]]},"calendar":{"meetings":[{"city":"Bella Vista","body":"Planning Commission","date":"2026-09-14","items":1,"url":"https://bellavistaar.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=460,plainText=false)"},{"city":"Fayetteville","body":"Planning Commission","date":"2026-09-14","items":25,"url":"https://fayettevillear.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=5495,plainText=false)"},{"city":"Bentonville","body":"Planning Commission","date":"2026-09-15","items":10,"url":"https://bentonvillear.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=9178,plainText=false)"},{"city":"Centerton","body":"Planning Commission","date":"2026-09-15","items":6,"url":"https://centertonar.us/government/boards_commissions/planning_commission/index.php"},{"city":"Fayetteville","body":"City Council","date":"2026-09-15","items":15,"url":"https://fayettevillear.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=5478,plainText=false)"},{"city":"Rogers","body":"Planning Commission","date":"2026-09-15","items":2,"url":"https://rogersar.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=5626,plainText=false)"}],"hearings":[{"title":"Fayetteville \u2014 Sasnakra Goff Farm prelim plat 169 SF + 33 townhomes","city":"Fayetteville","date":"2026-09-14","slug":"2026-09-14__fayetteville-sasnakra-goff-farm-prelim-plat-169-sf-33-townhomes"},{"title":"Fayetteville \u2014 Riggins Ventures SIP twelve SF units near E Rock St","city":"Fayetteville","date":"2026-09-14","slug":"2026-09-14__fayetteville-riggins-ventures-sip-twelve-sf-units-near-e-rock-st"},{"title":"Fayetteville \u2014 Preserve at Stonebridge Ph. II final plat 51 lots","city":"Fayetteville","date":"2026-09-14","slug":"2026-09-14__fayetteville-preserve-at-stonebridge-ph-ii-final-plat-51-lots"},{"title":"Fayetteville \u2014 Hammer-Williams 4,326 sq ft convenience store + gas (Stone Bridge)","city":"Fayetteville","date":"2026-09-14","slug":"2026-09-14__fayetteville-hammer-williams-4-326-sq-ft-convenience-store-gas-stone-bridge"},{"title":"Rezone T3.1 to T4.1 at 305 S Dixieland Rd (RZ26-00471)","city":"Rogers","date":"2026-09-15","slug":"2026-09-15__rogers-rezone-t31-to-t41-305-s-dixieland-rz26-00471"},{"title":"Bentonville \u2014 rezone R-1 to T4.1 (amended to T3.1) at 501 N Main Street (RZ26-0042)","city":"Bentonville","date":"2026-09-15","slug":"2026-09-15__bentonville-rezone-r1-to-t41-501-n-main-rz26-0042"},{"title":"Bentonville \u2014 Materesa Corporation rezone R-1 to T3.2 at 901 E Central Ave (RZ26-0043)","city":"Bentonville","date":"2026-09-15","slug":"2026-09-15__bentonville-materesa-rezone-r1-to-t32-901-e-central-rz26-0043"},{"title":"Rezone R-1 to T3.1 at 201 SW E Street (RZ26-0044)","city":"Bentonville","date":"2026-09-15","slug":"2026-09-15__bentonville-rezone-r1-to-t31-201-sw-e-rz26-0044"}],"road_news":[],"feed_as_of":"2026-10-25"},"releases":{"out":[{"date":"2026-09-16","time":"1:00 PM CT","agency":"Federal Reserve","release":"Fed rate decision (FOMC) with projections","what":"Target range for the federal funds rate; moves SOFR and short-term loan pricing","page":"/national/"},{"date":"2026-09-18","time":"9:00 AM CT","agency":"BLS","release":"Arkansas jobs and unemployment","what":"Statewide jobs and jobless rate","page":"/arkansas/"}],"next":[]},"chart_m30":[["2026-03-26",6.38],["2026-04-02",6.46],["2026-04-09",6.37],["2026-04-16",6.3],["2026-04-23",6.23],["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36],["2026-05-21",6.51],["2026-05-28",6.53],["2026-06-04",6.48],["2026-06-11",6.52],["2026-06-18",6.47],["2026-06-25",6.49],["2026-07-02",6.43],["2026-07-09",6.49],["2026-07-16",6.55],["2026-07-23",6.58],["2026-07-30",6.66],["2026-08-06",6.69],["2026-08-13",6.67],["2026-08-20",6.65],["2026-08-27",6.66],["2026-09-03",6.71],["2026-09-10",6.76],["2026-09-17",6.95]],"chart_t10":[["2026-03-26",4.42],["2026-04-02",4.31],["2026-04-09",4.29],["2026-04-16",4.32],["2026-04-23",4.34],["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47],["2026-05-21",4.57],["2026-05-28",4.45],["2026-06-04",4.47],["2026-06-11",4.45],["2026-06-18",4.46],["2026-06-25",4.4],["2026-07-02",4.49],["2026-07-09",4.54],["2026-07-16",4.57],["2026-07-23",4.71],["2026-07-30",4.68],["2026-08-06",4.69],["2026-08-13",4.63],["2026-08-20",4.69],["2026-08-27",4.67],["2026-09-03",4.77],["2026-09-10",4.95],["2026-09-17",4.94]],"takeaways":["The 30-year fixed averaged 6.95% in Freddie Mac's survey this week, 19 bp above last week and 69 bp higher than a year ago.","The 10-year Treasury closed the week at 5.01%, up 5 bp on the week; the 10-year sat 0.25 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.14 trillion in the Sep 16 reading, up 3.6% from a year earlier.","Bentonville issued 130 permits carrying $24.1M in printed valuation; the largest was a commercial building permit at 1788 N Starr Dr ($12.5M).","Official data out this week: Fed rate decision (Wed); Arkansas jobs and unemployment (Fri).","6 land-use meetings on the public calendar (Bella Vista, Bentonville, Centerton, Fayetteville, Rogers) carried 59 agenda items."]}