{"generated":"2026-11-10","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w40","label":"Week of Sep 28, 2026","start":"2026-09-28","end":"2026-10-04","rates":{"m30":{"date":"2026-10-01","value":7.28,"wow_bp":25,"yoy_bp":94},"m15":{"date":"2026-10-01","value":6.6,"wow_bp":18,"yoy_bp":105},"t10":{"date":"2026-10-02","value":5.28,"wow_bp":11},"t2":{"date":"2026-10-02","value":4.83,"wow_bp":2},"curve":{"date":"2026-10-02","value":0.45,"wow_bp":9},"sofr":{"date":"2026-10-02","value":3.88,"wow_bp":-2}},"lending":{"date":"2026-09-30","usd_billions":3149.9,"yoy_pct":3.95,"four_week_pct":0.66},"permits":{"covered":true,"through":"2026-10-26","count":174,"valuation":18162723.200000003,"sectors":[["residential",113],["other",46],["retail",12],["civic",2],["multifamily",1]]},"calendar":{"meetings":[{"city":"Bella Vista","body":"Planning Commission","date":"2026-09-28","items":3,"url":"https://bellavistaar.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=473,plainText=false)"},{"city":"Fayetteville","body":"Planning Commission","date":"2026-09-28","items":10,"url":"https://fayettevillear.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=5882,plainText=false)"}],"hearings":[{"title":"Fayetteville \u2014 Walmart 7,991 sq ft expansion at 3919 N Mall Ave","city":"Fayetteville","date":"2026-09-28","slug":"2026-09-28__fayetteville-walmart-3919-n-mall-expansion-lsd-2026-0011"},{"title":"Fayetteville \u2014 12,251 sq ft commercial building at 2828 N Mansfield Ave","city":"Fayetteville","date":"2026-09-28","slug":"2026-09-28__fayetteville-2828-n-mansfield-12251sf-commercial-lsip-2026-0009"}],"road_news":[],"feed_as_of":"2026-10-25"},"releases":{"out":[{"date":"2026-09-30","time":"9:00 AM CT","agency":"BLS","release":"NWA metro jobs and unemployment","what":"Jobs by industry and the metro jobless rate","page":"/economy/"},{"date":"2026-10-02","time":"7:30 AM CT","agency":"BLS","release":"National jobs report","what":"U.S. payrolls and unemployment","page":"/national/"}],"next":[]},"chart_m30":[["2026-04-09",6.37],["2026-04-16",6.3],["2026-04-23",6.23],["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36],["2026-05-21",6.51],["2026-05-28",6.53],["2026-06-04",6.48],["2026-06-11",6.52],["2026-06-18",6.47],["2026-06-25",6.49],["2026-07-02",6.43],["2026-07-09",6.49],["2026-07-16",6.55],["2026-07-23",6.58],["2026-07-30",6.66],["2026-08-06",6.69],["2026-08-13",6.67],["2026-08-20",6.65],["2026-08-27",6.66],["2026-09-03",6.71],["2026-09-10",6.76],["2026-09-17",6.95],["2026-09-24",7.03],["2026-10-01",7.28]],"chart_t10":[["2026-04-09",4.29],["2026-04-16",4.32],["2026-04-23",4.34],["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47],["2026-05-21",4.57],["2026-05-28",4.45],["2026-06-04",4.47],["2026-06-11",4.45],["2026-06-18",4.46],["2026-06-25",4.4],["2026-07-02",4.49],["2026-07-09",4.54],["2026-07-16",4.57],["2026-07-23",4.71],["2026-07-30",4.68],["2026-08-06",4.69],["2026-08-13",4.63],["2026-08-20",4.69],["2026-08-27",4.67],["2026-09-03",4.77],["2026-09-10",4.95],["2026-09-17",4.94],["2026-09-24",5.18],["2026-10-01",5.24]],"takeaways":["The 30-year fixed averaged 7.28% in Freddie Mac's survey this week, 25 bp above last week and 94 bp higher than a year ago.","The 10-year Treasury closed the week at 5.28%, up 11 bp on the week; the 10-year sat 0.45 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.15 trillion in the Sep 30 reading, up 4.0% from a year earlier.","Bentonville issued 174 permits carrying $18.2M in printed valuation; the largest was a commercial demolition at 3504 SW Rainbow Ln ($7.5M).","Official data out this week: NWA metro jobs and unemployment (Wed); National jobs report (Fri).","2 land-use meetings on the public calendar (Bella Vista, Fayetteville) carried 13 agenda items."]}