{"generated":"2026-11-10","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w42","label":"Week of Oct 12, 2026","start":"2026-10-12","end":"2026-10-18","rates":{"m30":{"date":"2026-10-15","value":7.4,"wow_bp":0,"yoy_bp":113},"m15":{"date":"2026-10-15","value":6.71,"wow_bp":-2,"yoy_bp":119},"t10":{"date":"2026-10-16","value":5.09,"wow_bp":-15},"t2":{"date":"2026-10-16","value":4.74,"wow_bp":-6},"curve":{"date":"2026-10-16","value":0.35,"wow_bp":-9},"sofr":{"date":"2026-10-16","value":3.88,"wow_bp":1}},"lending":{"date":"2026-10-14","usd_billions":3158.3,"yoy_pct":3.89,"four_week_pct":0.64},"permits":{"covered":true,"through":"2026-10-26","count":100,"valuation":5978299.289999999,"sectors":[["residential",51],["other",47],["retail",2]]},"calendar":{"meetings":[{"city":"Bella Vista","body":"Planning Commission","date":"2026-10-12","items":3,"url":"https://bellavistaar.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=478,plainText=false)"},{"city":"Fayetteville","body":"Planning Commission","date":"2026-10-12","items":13,"url":"https://fayettevillear.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=5937,plainText=false)"},{"city":"Bentonville","body":"City Council","date":"2026-10-13","items":15,"url":"https://bentonvillear.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=9230,plainText=false)"},{"city":"Fayetteville","body":"City Council","date":"2026-10-13","items":13,"url":"https://fayettevillear.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=5933,plainText=false)"},{"city":"Rogers","body":"City Council","date":"2026-10-13","items":6,"url":"https://rogersar.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=5687,plainText=false)"},{"city":"Siloam Springs","body":"Planning Commission","date":"2026-10-13","items":4,"url":"https://www.siloamsprings.gov/AgendaCenter/ViewFile/Agenda/_10132026-946"}],"hearings":[{"title":"Fayetteville \u2014 City park with three turf fields at 2600 W Judge Cummings Rd","city":"Fayetteville","date":"2026-10-12","slug":"2026-10-12__fayetteville-judge-cummings-park-turf-fields-lsd-2026-0023"},{"title":"Fayetteville \u2014 23,700 sq ft medical clinic SW of I-49 & Stephen Carr Memorial Blvd","city":"Fayetteville","date":"2026-10-12","slug":"2026-10-12__fayetteville-23700sf-medical-clinic-i49-stephen-carr-lsip-2026-0007"},{"title":"Siloam Springs \u2014 Hwy 412 E rezone A-1 to C-2 Roadway Commercial","city":"Siloam Springs","date":"2026-10-13","slug":"2026-10-13__siloam-springs-hwy-412-rezone-a1-to-c2-rz26-09"},{"title":"Siloam Springs \u2014 10,398 sq ft gym at Camp Siloam, 3600 S Lincoln St","city":"Siloam Springs","date":"2026-10-13","slug":"2026-10-13__siloam-springs-camp-siloam-gym-10398sf-sd26-04"},{"title":"Fayetteville \u2014 3.92 ac on W Van Asche Dr rezone R-A to Community Services","city":"Fayetteville","date":"2026-10-13","slug":"2026-10-13__fayetteville-van-asche-rezone-3p92ac-rzn-2026-0031"},{"title":"Fayetteville \u2014 24.34 ac rezone to Community Services at Joyce & Old Missouri","city":"Fayetteville","date":"2026-10-13","slug":"2026-10-13__fayetteville-joyce-old-missouri-rezone-24p34ac-rzn-2026-0032"},{"title":"Fayetteville \u2014 City to buy ~42 ac at 4995 W Wedington Dr for $7.6M (bond project)","city":"Fayetteville","date":"2026-10-13","slug":"2026-10-13__fayetteville-city-purchase-42ac-4995-w-wedington-7p6m"},{"title":"Bentonville \u2014 $3.96M Walton Blvd & W Central Ave improvements bid","city":"Bentonville","date":"2026-10-13","slug":"2026-10-13__bentonville-walton-blvd-w-central-improvements-3p96m-ifb-26-45"},{"title":"Bentonville \u2014 $12.3M Townbranch sewer interceptor bid award","city":"Bentonville","date":"2026-10-13","slug":"2026-10-13__bentonville-townbranch-interceptor-12p3m-bid-ifb-26-53"},{"title":"Bentonville \u2014 Council vote on STEM U Campus master development agreement","city":"Bentonville","date":"2026-10-13","slug":"2026-10-13__bentonville-stem-u-campus-master-development-agreement"},{"title":"Rezone to T4.2 at 3006 SE J St goes to council (zoning conflict flagged)","city":"Bentonville","date":"2026-10-13","slug":"2026-10-13__bentonville-rezone-rz26-0045-council"},{"title":"Bentonville \u2014 Walton Family Foundation grant up to $6.68M for \"I\" Street water main","city":"Bentonville","date":"2026-10-13","slug":"2026-10-13__bentonville-i-street-water-main-wff-grant-6p68m"}],"road_news":[],"feed_as_of":"2026-10-25"},"releases":{"out":[{"date":"2026-10-14","time":"7:30 AM CT","agency":"BLS","release":"Inflation (CPI)","what":"Consumer prices; feeds the rate outlook","page":"/national/"}],"next":[{"date":"2026-10-20","time":"7:30 AM CT","agency":"Census","release":"Building permits, national (preliminary)","what":"Homes permitted, September 2026","page":"/national/"},{"date":"2026-10-20","time":"9:00 AM CT","agency":"BLS","release":"Arkansas jobs and unemployment","what":"Statewide jobs and jobless rate","page":"/arkansas/"}]},"chart_m30":[["2026-04-23",6.23],["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36],["2026-05-21",6.51],["2026-05-28",6.53],["2026-06-04",6.48],["2026-06-11",6.52],["2026-06-18",6.47],["2026-06-25",6.49],["2026-07-02",6.43],["2026-07-09",6.49],["2026-07-16",6.55],["2026-07-23",6.58],["2026-07-30",6.66],["2026-08-06",6.69],["2026-08-13",6.67],["2026-08-20",6.65],["2026-08-27",6.66],["2026-09-03",6.71],["2026-09-10",6.76],["2026-09-17",6.95],["2026-09-24",7.03],["2026-10-01",7.28],["2026-10-08",7.4],["2026-10-15",7.4]],"chart_t10":[["2026-04-23",4.34],["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47],["2026-05-21",4.57],["2026-05-28",4.45],["2026-06-04",4.47],["2026-06-11",4.45],["2026-06-18",4.46],["2026-06-25",4.4],["2026-07-02",4.49],["2026-07-09",4.54],["2026-07-16",4.57],["2026-07-23",4.71],["2026-07-30",4.68],["2026-08-06",4.69],["2026-08-13",4.63],["2026-08-20",4.69],["2026-08-27",4.67],["2026-09-03",4.77],["2026-09-10",4.95],["2026-09-17",4.94],["2026-09-24",5.18],["2026-10-01",5.24],["2026-10-08",5.22],["2026-10-15",5.1]],"takeaways":["The 30-year fixed averaged 7.40% in Freddie Mac's survey this week, unchanged from last week and 113 bp higher than a year ago.","The 10-year Treasury closed the week at 5.09%, down 15 bp on the week; the 10-year sat 0.35 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.16 trillion in the Oct 14 reading, up 3.9% from a year earlier.","Bentonville issued 100 permits carrying $6.0M in printed valuation; the largest was a residential building permit at 2445 N Hughmount Rd ($935,742).","Official data out this week: Inflation (Wed).","6 land-use meetings on the public calendar (Bella Vista, Bentonville, Fayetteville, Rogers, Siloam Springs) carried 54 agenda items."]}