{"generated":"2026-11-10","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w45","label":"Week of Nov 2, 2026","start":"2026-11-02","end":"2026-11-08","rates":{"m30":{"date":"2026-11-05","value":7.18,"wow_bp":-6,"yoy_bp":96},"m15":{"date":"2026-11-05","value":6.57,"wow_bp":-3,"yoy_bp":107},"t10":{"date":"2026-11-06","value":4.86,"wow_bp":-8},"t2":{"date":"2026-11-06","value":4.51,"wow_bp":-5},"curve":{"date":"2026-11-06","value":0.35,"wow_bp":-3},"sofr":{"date":"2026-11-06","value":3.89,"wow_bp":-6}},"lending":null,"permits":{"covered":false,"through":"2026-10-26","from":"2024-01-01"},"calendar":{"meetings":[],"hearings":[],"road_news":[],"feed_as_of":"2026-10-25"},"releases":{"out":[{"date":"2026-11-06","time":"7:30 AM CT","agency":"BLS","release":"National jobs report","what":"U.S. payrolls and unemployment","page":"/national/"}],"next":[{"date":"2026-11-10","time":"7:30 AM CT","agency":"BLS","release":"Inflation (CPI)","what":"Consumer prices; feeds the rate outlook","page":"/national/"}]},"chart_m30":[["2026-05-14",6.36],["2026-05-21",6.51],["2026-05-28",6.53],["2026-06-04",6.48],["2026-06-11",6.52],["2026-06-18",6.47],["2026-06-25",6.49],["2026-07-02",6.43],["2026-07-09",6.49],["2026-07-16",6.55],["2026-07-23",6.58],["2026-07-30",6.66],["2026-08-06",6.69],["2026-08-13",6.67],["2026-08-20",6.65],["2026-08-27",6.66],["2026-09-03",6.71],["2026-09-10",6.76],["2026-09-17",6.95],["2026-09-24",7.03],["2026-10-01",7.28],["2026-10-08",7.4],["2026-10-15",7.4],["2026-10-22",7.32],["2026-10-29",7.24],["2026-11-05",7.18]],"chart_t10":[["2026-05-14",4.47],["2026-05-21",4.57],["2026-05-28",4.45],["2026-06-04",4.47],["2026-06-11",4.45],["2026-06-18",4.46],["2026-06-25",4.4],["2026-07-02",4.49],["2026-07-09",4.54],["2026-07-16",4.57],["2026-07-23",4.71],["2026-07-30",4.68],["2026-08-06",4.69],["2026-08-13",4.63],["2026-08-20",4.69],["2026-08-27",4.67],["2026-09-03",4.77],["2026-09-10",4.95],["2026-09-17",4.94],["2026-09-24",5.18],["2026-10-01",5.24],["2026-10-08",5.22],["2026-10-15",5.1],["2026-10-22",4.96],["2026-10-29",4.98],["2026-11-05",4.84]],"takeaways":["The 30-year fixed averaged 7.18% in Freddie Mac's survey this week, 6 bp below last week and 96 bp higher than a year ago.","The 10-year Treasury closed the week at 4.86%, down 8 bp on the week; the 10-year sat 0.35 points above the 2-year.","Official data out this week: National jobs report (Fri)."]}