10Y4.88%+2bp vs prior day2026-11-092Y4.56%+5bp vs prior day2026-11-0930Y MTG7.18%−6bp vs last week2026-11-05SOFR3.88%−1bp vs prior day2026-11-09FED FUNDS3.88%+13bp vs last month2026-10CPI4.1% y/y2026-10US UNEMP4.10%−10bp vs last month2026-10NWA UNEMP3.10%0bp vs last month2026-09NWA EMPLOYED319,315+1,325 vs last month2026-09FRED · Freddie Mac · BLS · data 2026-11-10

Banks & lenders · Bank · $250M–$1B

Bank of 1889

Berryville · website

NWA branches
7
source · Oct 26, 2026
NWA deposits (June 2026)
$211.3M
source · Jun 30, 2026
Total assets
$339.2M
source · Jun 30, 2026
CRE share of loans
10.9%
source · Jun 30, 2026
Deposits at NWA offices
FDIC Summary of Deposits, June 30 each year
Source: FDIC BankFind Suite (institutions, locations, Summary of Deposits, call reports). Deposits are booked at the office that holds the account.
Data through 2026 · Free to reuse with the credit line. · Corrections
Share of all NWA bank deposits
Percent of deposits at every FDIC-insured office in the four counties
Source: FDIC BankFind Suite (institutions, locations, Summary of Deposits, call reports)
Data through 2026 · Free to reuse with the credit line. · Corrections

Main-office branches book deposits from outside NWA; treat large single-branch totals with care.

CountyDeposits hereShare of county depositsBranchesAs of
Carroll$179.5M17.6%5Jun 30, 2026
Madison$21.1M5.0%1Jun 30, 2026
Washington$10.8M0.1%1Jun 30, 2026

The whole bank's loan book


FDIC call reports · quarterly
QuarterAssetsDepositsLoansConstructionMultifamilyNon-owner-occupied CRECRE share of loansCRE to equityROAEmployees
Jun 30, 2026$339.2M$298.8M$262.6M$19.7M$1.9M$7.1M10.9%77.1%2.01%93
Mar 31, 2026$334.7M$294.3M$258.0M$15.6M$1.6M$6.9M9.4%65.4%1.87%92
Dec 31, 2025$330.7M$291.9M$255.6M$15.1M$1.6M$6.4M9.0%65.3%2.00%93
Sep 30, 2025$313.9M$274.2M$254.3M$14.7M$1.7M$6.2M8.9%61.6%2.13%93
Jun 30, 2025$307.4M$269.3M$249.8M$14.3M$0$6.2M8.2%58.8%2.10%95
Mar 31, 2025$301.5M$264.2M$242.4M$14.9M$0$6.5M8.9%62.5%2.02%90
Dec 31, 2024$300.6M$264.5M$242.2M$14.1M$0$7.6M8.9%65.9%2.04%90
Sep 30, 2024$301.0M$258.1M$229.8M$11.8M$0$6.1M7.8%53.8%2.20%91

Call-report figures cover the whole bank, not only its NWA offices. Regulators watch CRE concentration above 300% of capital.

Branches in NWA


Carroll 5 · Washington 1 · Madison 1
OfficeAddressCityCountyType
Carroll Center Branch910 W Trimble AveBerryvilleCarrolllimited service - trust
West 62 Branch1004 W Trimble AveBerryvilleCarrollfull service - brick and mortar
Bank of 1889main office305 Public SqBerryvilleCarrollfull service - brick and mortar
Eureka Springs Office149 Huntsville RdEureka SpringsCarrollfull service - brick and mortar
Green Forest Branch604 W Main StGreen ForestCarrollfull service - brick and mortar
Huntsville Branch403 W Main StHuntsvilleMadisonfull service - brick and mortar
Elkins Branch1965 N Center StElkinsWashingtonfull service - brick and mortar
cre share of loans pct
(construction & land development + multifamily + non-owner-occupied nonfarm nonresidential loans) / gross loans, FDIC call report
cre to equity pct
same CRE loans / total equity capital (a proxy; regulators use total risk-based capital)
nwa deposits
June 30 deposits booked at the bank's Benton/Washington/Carroll/Madison branches (FDIC SOD)

Call-report figures are for the whole bank, not just its NWA offices. FDIC books deposits at the branch that holds the account, so a bank headquartered here can show deposits at its main office that come from customers outside NWA.

Sources

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