10Y4.88%+2bp vs prior day2026-11-092Y4.56%+5bp vs prior day2026-11-0930Y MTG7.18%−6bp vs last week2026-11-05SOFR3.88%−1bp vs prior day2026-11-09FED FUNDS3.88%+13bp vs last month2026-10CPI4.1% y/y2026-10US UNEMP4.10%−10bp vs last month2026-10NWA UNEMP3.10%0bp vs last month2026-09NWA EMPLOYED319,315+1,325 vs last month2026-09FRED · Freddie Mac · BLS · data 2026-11-10

Banks & lenders · Bank · $250M–$1B

CS Bank

Eureka Springs · website

NWA branches
5
source · Oct 26, 2026
NWA deposits (June 2026)
$382.0M
source · Jun 30, 2026
Total assets
$628.5M
source · Jun 30, 2026
CRE share of loans
17.3%
source · Jun 30, 2026
Deposits at NWA offices
FDIC Summary of Deposits, June 30 each year
Source: FDIC BankFind Suite (institutions, locations, Summary of Deposits, call reports). Deposits are booked at the office that holds the account.
Data through 2026 · Free to reuse with the credit line. · Corrections
Share of all NWA bank deposits
Percent of deposits at every FDIC-insured office in the four counties
Source: FDIC BankFind Suite (institutions, locations, Summary of Deposits, call reports)
Data through 2026 · Free to reuse with the credit line. · Corrections

Main-office branches book deposits from outside NWA; treat large single-branch totals with care.

CountyDeposits hereShare of county depositsBranchesAs of
Carroll$324.7M31.9%4Jun 30, 2026
Madison$57.3M13.6%1Jun 30, 2026

The whole bank's loan book


FDIC call reports · quarterly
QuarterAssetsDepositsLoansConstructionMultifamilyNon-owner-occupied CRECRE share of loansCRE to equityROAEmployees
Jun 30, 2026$628.5M$485.5M$529.8M$48.7M$8.9M$34.1M17.3%122.6%2.09%109
Mar 31, 2026$621.0M$480.4M$516.7M$44.2M$8.9M$34.3M16.9%119.2%2.02%109
Dec 31, 2025$614.2M$474.8M$503.5M$42.7M$9.0M$37.3M17.7%123.9%2.25%107
Sep 30, 2025$610.4M$472.9M$492.0M$42.9M$9.4M$35.2M17.8%125.2%2.27%107
Jun 30, 2025$593.8M$468.5M$484.1M$40.1M$10.1M$32.9M17.2%124.3%2.03%107
Mar 31, 2025$601.0M$472.6M$481.9M$41.2M$10.2M$30.4M17.0%124.4%1.96%103
Dec 31, 2024$609.8M$482.3M$477.3M$45.0M$9.6M$32.0M18.1%134.8%1.96%104
Sep 30, 2024$573.4M$448.4M$477.6M$47.1M$9.6M$28.6M17.9%137.4%1.87%104

Call-report figures cover the whole bank, not only its NWA offices. Regulators watch CRE concentration above 300% of capital.

Branches in NWA


Carroll 4 · Madison 1
OfficeAddressCityCountyType
Berryville Branch907 W Trimble AveBerryvilleCarrollfull service - brick and mortar
Financial Center152 E Van BurenEureka SpringsCarrollfull service - brick and mortar
CS Bankmain office70 S Main StEureka SpringsCarrolllimited service - administrative
Holiday Island Branch1 Parkwood DrHoliday IslandCarrollfull service - brick and mortar
Huntsville Branch270 Curtis Hutchins WayHuntsvilleMadisonfull service - brick and mortar
cre share of loans pct
(construction & land development + multifamily + non-owner-occupied nonfarm nonresidential loans) / gross loans, FDIC call report
cre to equity pct
same CRE loans / total equity capital (a proxy; regulators use total risk-based capital)
nwa deposits
June 30 deposits booked at the bank's Benton/Washington/Carroll/Madison branches (FDIC SOD)

Call-report figures are for the whole bank, not just its NWA offices. FDIC books deposits at the branch that holds the account, so a bank headquartered here can show deposits at its main office that come from customers outside NWA.

Sources

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