10Y4.88%+2bp vs prior day2026-11-092Y4.56%+5bp vs prior day2026-11-0930Y MTG7.18%−6bp vs last week2026-11-05SOFR3.88%−1bp vs prior day2026-11-09FED FUNDS3.88%+13bp vs last month2026-10CPI4.1% y/y2026-10US UNEMP4.10%−10bp vs last month2026-10NWA UNEMP3.10%0bp vs last month2026-09NWA EMPLOYED319,315+1,325 vs last month2026-09FRED · Freddie Mac · BLS · data 2026-11-10

Banks & lenders · Bank · $1B–$10B

The Farmers & Merchants Bank

Stuttgart · website

NWA branches
7
source · Oct 26, 2026
NWA deposits (June 2026)
$471.1M
source · Jun 30, 2026
Total assets
$2.02B
source · Jun 30, 2026
CRE share of loans
34.6%
source · Jun 30, 2026
Deposits at NWA offices
FDIC Summary of Deposits, June 30 each year
Source: FDIC BankFind Suite (institutions, locations, Summary of Deposits, call reports). Deposits are booked at the office that holds the account.
Data through 2026 · Free to reuse with the credit line. · Corrections
Share of all NWA bank deposits
Percent of deposits at every FDIC-insured office in the four counties
Source: FDIC BankFind Suite (institutions, locations, Summary of Deposits, call reports)
Data through 2026 · Free to reuse with the credit line. · Corrections
CountyDeposits hereShare of county depositsBranchesAs of
Benton$20.6M0.2%1Jun 30, 2026
Washington$450.5M5.0%6Jun 30, 2026

The whole bank's loan book


FDIC call reports · quarterly
QuarterAssetsDepositsLoansConstructionMultifamilyNon-owner-occupied CRECRE share of loansCRE to equityROAEmployees
Jun 30, 2026$2.02B$1.72B$1.43B$188.7M$47.1M$260.2M34.6%220.1%1.07%295
Mar 31, 2026$1.99B$1.71B$1.39B$173.3M$47.8M$272.2M35.4%223.0%1.05%287
Dec 31, 2025$1.95B$1.62B$1.38B$153.0M$59.0M$281.8M35.8%226.5%1.02%282
Sep 30, 2025$1.95B$1.63B$1.37B$190.3M$52.0M$251.1M35.9%231.4%1.02%282
Jun 30, 2025$1.90B$1.55B$1.35B$207.0M$28.0M$251.6M36.0%236.6%1.01%280
Mar 31, 2025$1.85B$1.56B$1.31B$192.6M$28.2M$264.4M36.9%239.9%0.93%276
Dec 31, 2024$1.81B$1.51B$1.29B$176.4M$24.3M$259.1M35.7%232.5%0.77%272
Sep 30, 2024$1.84B$1.49B$1.28B$149.9M$25.3M$259.6M33.9%215.3%0.76%272

Call-report figures cover the whole bank, not only its NWA offices. Regulators watch CRE concentration above 300% of capital.

Branches in NWA


Washington 6 · Benton 1
OfficeAddressCityCountyType
Bentonville Branch3210 Sw Regency PkwyBentonvilleBentonfull service - brick and mortar
Farmington Branch257 W Main StFarmingtonWashingtonfull service - brick and mortar
College Branch3120 N College AveFayettevilleWashingtonfull service - brick and mortar
Crossover Branch1846 N Crossover RdFayettevilleWashingtonfull service - brick and mortar
Fayetteville Branch1 S Block AveFayettevilleWashingtonfull service - brick and mortar
Prairie Grove Branch202 Hindman DrPrairie GroveWashingtonfull service - brick and mortar
West Fork Branch200 Main StWest ForkWashingtonfull service - brick and mortar
cre share of loans pct
(construction & land development + multifamily + non-owner-occupied nonfarm nonresidential loans) / gross loans, FDIC call report
cre to equity pct
same CRE loans / total equity capital (a proxy; regulators use total risk-based capital)
nwa deposits
June 30 deposits booked at the bank's Benton/Washington/Carroll/Madison branches (FDIC SOD)

Call-report figures are for the whole bank, not just its NWA offices. FDIC books deposits at the branch that holds the account, so a bank headquartered here can show deposits at its main office that come from customers outside NWA.

Sources

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