10Y4.88%+2bp vs prior day2026-11-092Y4.56%+5bp vs prior day2026-11-0930Y MTG7.18%−6bp vs last week2026-11-05SOFR3.88%−1bp vs prior day2026-11-09FED FUNDS3.88%+13bp vs last month2026-10CPI4.1% y/y2026-10US UNEMP4.10%−10bp vs last month2026-10NWA UNEMP3.10%0bp vs last month2026-09NWA EMPLOYED319,315+1,325 vs last month2026-09FRED · Freddie Mac · BLS · data 2026-11-10

Banks & lenders · Bank · $1B–$10B

The First National Bank of Fort Smith

Fort Smith · website

NWA branches
5
source · Oct 26, 2026
NWA deposits (June 2026)
$270.2M
source · Jun 30, 2026
Total assets
$2.31B
source · Jun 30, 2026
CRE share of loans
47.5%
source · Jun 30, 2026
Deposits at NWA offices
FDIC Summary of Deposits, June 30 each year
Source: FDIC BankFind Suite (institutions, locations, Summary of Deposits, call reports). Deposits are booked at the office that holds the account.
Data through 2026 · Free to reuse with the credit line. · Corrections
Share of all NWA bank deposits
Percent of deposits at every FDIC-insured office in the four counties
Source: FDIC BankFind Suite (institutions, locations, Summary of Deposits, call reports)
Data through 2026 · Free to reuse with the credit line. · Corrections
CountyDeposits hereShare of county depositsBranchesAs of
Benton$229.2M2.1%4Jun 30, 2026
Washington$41.1M0.5%1Jun 30, 2026

The whole bank's loan book


FDIC call reports · quarterly
QuarterAssetsDepositsLoansConstructionMultifamilyNon-owner-occupied CRECRE share of loansCRE to equityROAEmployees
Jun 30, 2026$2.31B$2.01B$1.58B$250.6M$236.8M$262.5M47.5%264.7%2.04%373
Mar 31, 2026$2.30B$1.99B$1.60B$240.1M$264.3M$287.4M49.6%278.1%2.01%375
Dec 31, 2025$2.27B$1.97B$1.59B$267.2M$239.2M$290.9M50.0%282.6%1.86%384
Sep 30, 2025$2.26B$1.93B$1.56B$257.8M$260.8M$277.7M51.0%264.6%1.85%380
Jun 30, 2025$2.29B$1.97B$1.58B$244.0M$278.1M$281.9M50.9%278.5%1.88%384
Mar 31, 2025$2.23B$1.91B$1.54B$219.5M$270.7M$285.7M50.4%268.3%1.92%411
Dec 31, 2024$2.19B$1.88B$1.52B$244.9M$237.1M$287.4M50.7%277.7%1.67%378
Sep 30, 2024$2.15B$1.85B$1.52B$240.3M$215.3M$312.6M50.6%280.3%1.72%378

Call-report figures cover the whole bank, not only its NWA offices. Regulators watch CRE concentration above 300% of capital.

Branches in NWA


Benton 4 · Washington 1
OfficeAddressCityCountyType
First National Bank of NWA, Bentonville Branch401 Sw A StBentonvilleBentonfull service - brick and mortar
Centerton Branch350 E Centerton BlvdCentertonBentonfull service - brick and mortar
Pinnacle Branch3706 Pinnacle Parkway HillRogersBentonfull service - brick and mortar
Dixieland Branch801 N Dixieland RdRogersBentonfull service - brick and mortar
Fayetteville Branch2638 E Joyce Blvd Ste 100FayettevilleWashingtonfull service - brick and mortar
cre share of loans pct
(construction & land development + multifamily + non-owner-occupied nonfarm nonresidential loans) / gross loans, FDIC call report
cre to equity pct
same CRE loans / total equity capital (a proxy; regulators use total risk-based capital)
nwa deposits
June 30 deposits booked at the bank's Benton/Washington/Carroll/Madison branches (FDIC SOD)

Call-report figures are for the whole bank, not just its NWA offices. FDIC books deposits at the branch that holds the account, so a bank headquartered here can show deposits at its main office that come from customers outside NWA.

Sources

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