10Y4.88%+2bp vs prior day2026-11-092Y4.56%+5bp vs prior day2026-11-0930Y MTG7.18%−6bp vs last week2026-11-05SOFR3.88%−1bp vs prior day2026-11-09FED FUNDS3.88%+13bp vs last month2026-10CPI4.1% y/y2026-10US UNEMP4.10%−10bp vs last month2026-10NWA UNEMP3.10%0bp vs last month2026-09NWA EMPLOYED319,315+1,325 vs last month2026-09FRED · Freddie Mac · BLS · data 2026-11-10

Reports · Weekly · Jan 5 – Jan 11, 2026

Northwest Arkansas, week of Jan 5, 2026

30-year mortgage
6.16%
▲ 1 bp w/w
Freddie Mac PMMS via FRED · 2026-01-08
10-year Treasury, week close
4.18%
▼ 1 bp w/w
U.S. Treasury via FRED · 2026-01-09
CRE loans at U.S. banks
$3,064B
▲ 2.1% y/y
Fed H.8 via FRED · 2026-01-07
Bentonville permits issued
119
$4.0M printed valuation · 2026-01-11

What happened


generated from the data
  • The 30-year fixed averaged 6.16% in Freddie Mac's survey this week, 1 bp above last week and 77 bp lower than a year ago.
  • The 10-year Treasury closed the week at 4.18%, down 1 bp on the week; the 10-year sat 0.64 points above the 2-year.
  • Commercial real estate loans on U.S. bank books stood at $3.06 trillion in the Jan 7 reading, up 2.1% from a year earlier.
  • Bentonville issued 119 permits carrying $4.0M in printed valuation; the largest was a residential building permit at 3390 E Mission Blvd B ($650,000).
  • 1 land-use meeting on the public calendar (Springdale) carried 21 agenda items.

Every sentence above is a fixed template filled with computed values; no figure is typed by hand. Market commentary, not advice.

Mortgage and 10-year Treasury, 26 weeks
Weekly, through Jan 8
Freddie Mac Primary Mortgage Market Survey (weekly) and U.S. Treasury constant-maturity 10-year (daily), via FRED.
Data through 2026-01-08 · Free to reuse with the credit line. · Corrections

Rates this week


RateLevelWeekYearAs of
30-year fixed mortgageFreddie Mac PMMS6.16%+1 bp-77 bpJan 8
15-year fixed mortgageFreddie Mac PMMS5.46%+2 bp-68 bpJan 8
10-year TreasuryU.S. Treasury4.18%-1 bpJan 9
2-year TreasuryU.S. Treasury3.54%+7 bpJan 9
10-year minus 2-yearU.S. Treasury+0.64 pts-8 bpJan 9
SOFRNY Fed3.64%-11 bpJan 9

Mortgage rates are Freddie Mac's Thursday survey; Treasury and curve are the week's last daily close, compared with the prior week's last close. bp = basis points (0.01%).

Bentonville permits


map

119 issued · $4.0M printed valuation

By our sector tag: other 61, residential 51, retail 6, civic 1

Largest by valuationValuationIssued
3390 E Mission Blvd Bresidential building permit$650,000Jan 8
2553 E Gila Wayresidential building permit$439,276Jan 5
2237 S Magnificent Loopresidential building permit$365,552Jan 5
2223 S Magnificent Loopresidential building permit$361,238Jan 5
898 W Lawson Stresidential building permit$315,608Jan 7

City of Bentonville permits-issued reports (public record). Valuation is as printed by the city. Other cities' permit records aren't in yet; Census counts by city are in the monthly reports.

On the public calendar


all hearings
MeetingItemsDate
Springdale Planning Commission21Jan 6

Road news


road money

No dated ARDOT releases for NWA this week.

Bentonville permits issued, by week
Whole weeks, starting Monday
City of Bentonville permits-issued reports (public record).
Data through 2026-10-19 · Free to reuse with the credit line. · Corrections

Week of Jan 12, 2026 →

Longer views: monthly, quarterly, annual, five- and ten-year reports · this week as JSON

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