10Y4.88%+2bp vs prior day2026-11-092Y4.56%+5bp vs prior day2026-11-0930Y MTG7.18%−6bp vs last week2026-11-05SOFR3.88%−1bp vs prior day2026-11-09FED FUNDS3.88%+13bp vs last month2026-10CPI4.1% y/y2026-10US UNEMP4.10%−10bp vs last month2026-10NWA UNEMP3.10%0bp vs last month2026-09NWA EMPLOYED319,315+1,325 vs last month2026-09FRED · Freddie Mac · BLS · data 2026-11-10

Reports · Weekly · Jan 12 – Jan 18, 2026

Northwest Arkansas, week of Jan 12, 2026

30-year mortgage
6.06%
▼ 10 bp w/w
Freddie Mac PMMS via FRED · 2026-01-15
10-year Treasury, week close
4.24%
▲ 6 bp w/w
U.S. Treasury via FRED · 2026-01-16
CRE loans at U.S. banks
$3,065B
▲ 2.1% y/y
Fed H.8 via FRED · 2026-01-14
Bentonville permits issued
137
$9.8M printed valuation · 2026-01-18

What happened


generated from the data
  • The 30-year fixed averaged 6.06% in Freddie Mac's survey this week, 10 bp below last week and 98 bp lower than a year ago.
  • The 10-year Treasury closed the week at 4.24%, up 6 bp on the week; the 10-year sat 0.65 points above the 2-year.
  • Commercial real estate loans on U.S. bank books stood at $3.06 trillion in the Jan 14 reading, up 2.1% from a year earlier.
  • Bentonville issued 137 permits carrying $9.8M in printed valuation; the largest was a commercial building permit at 2790 E Joyce Blvd ($2.3M).

Every sentence above is a fixed template filled with computed values; no figure is typed by hand. Market commentary, not advice.

Mortgage and 10-year Treasury, 26 weeks
Weekly, through Jan 15
Freddie Mac Primary Mortgage Market Survey (weekly) and U.S. Treasury constant-maturity 10-year (daily), via FRED.
Data through 2026-01-15 · Free to reuse with the credit line. · Corrections

Rates this week


RateLevelWeekYearAs of
30-year fixed mortgageFreddie Mac PMMS6.06%-10 bp-98 bpJan 15
15-year fixed mortgageFreddie Mac PMMS5.38%-8 bp-89 bpJan 15
10-year TreasuryU.S. Treasury4.24%+6 bpJan 16
2-year TreasuryU.S. Treasury3.59%+5 bpJan 16
10-year minus 2-yearU.S. Treasury+0.65 pts+1 bpJan 16
SOFRNY Fed3.65%+1 bpJan 16

Mortgage rates are Freddie Mac's Thursday survey; Treasury and curve are the week's last daily close, compared with the prior week's last close. bp = basis points (0.01%).

Bentonville permits


map

137 issued · $9.8M printed valuation

By our sector tag: residential 99, other 27, retail 9, civic 1, industrial 1

Largest by valuationValuationIssued
2790 E Joyce Blvdcommercial building permit$2.3MJan 14
645 W Cato Springs Rdresidential building permit$761,610Jan 15
2134 S Magnificent Loopresidential building permit$581,257Jan 12
904 W Lawson Stresidential building permit$427,716Jan 12
836 W Lawson Stresidential building permit$427,716Jan 13

City of Bentonville permits-issued reports (public record). Valuation is as printed by the city. Other cities' permit records aren't in yet; Census counts by city are in the monthly reports.

On the public calendar


all hearings

No land-use meetings in the agenda feed for this week.

Road news


road money

No dated ARDOT releases for NWA this week.

Bentonville permits issued, by week
Whole weeks, starting Monday
City of Bentonville permits-issued reports (public record).
Data through 2026-10-19 · Free to reuse with the credit line. · Corrections

← Week of Jan 5, 2026 · Week of Jan 19, 2026 →

Longer views: monthly, quarterly, annual, five- and ten-year reports · this week as JSON

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