Reports · Weekly · Jan 19 – Jan 25, 2026
Northwest Arkansas, week of Jan 19, 2026
What happened
generated from the data
- The 30-year fixed averaged 6.09% in Freddie Mac's survey this week, 3 bp above last week and 87 bp lower than a year ago.
- The 10-year Treasury closed the week at 4.24%, unchanged on the week; the 10-year sat 0.64 points above the 2-year.
- Commercial real estate loans on U.S. bank books stood at $3.07 trillion in the Jan 21 reading, up 2.1% from a year earlier.
- Bentonville issued 101 permits carrying $3.7M in printed valuation; the largest was a residential building permit at ($623,679).
Every sentence above is a fixed template filled with computed values; no figure is typed by hand. Market commentary, not advice.
Rates this week
| Rate | Level | Week | Year | As of |
|---|---|---|---|---|
| 30-year fixed mortgageFreddie Mac PMMS | 6.09% | +3 bp | -87 bp | Jan 22 |
| 15-year fixed mortgageFreddie Mac PMMS | 5.44% | +6 bp | -72 bp | Jan 22 |
| 10-year TreasuryU.S. Treasury | 4.24% | 0 bp | Jan 23 | |
| 2-year TreasuryU.S. Treasury | 3.60% | +1 bp | Jan 23 | |
| 10-year minus 2-yearU.S. Treasury | +0.64 pts | -1 bp | Jan 23 | |
| SOFRNY Fed | 3.65% | 0 bp | Jan 23 |
Mortgage rates are Freddie Mac's Thursday survey; Treasury and curve are the week's last daily close, compared with the prior week's last close. bp = basis points (0.01%).
101 issued · $3.7M printed valuation
By our sector tag: residential 69, other 30, retail 2
| Largest by valuation | Valuation | Issued |
|---|---|---|
| residential building permit | $623,679 | Jan 22 |
| 3331 W Mountain Ranch Plresidential building permit | $525,387 | Jan 21 |
| 3088 N Little Crew Drresidential building permit | $449,523 | Jan 22 |
| 4533 W Huron Loopresidential building permit | $418,504 | Jan 20 |
| 2406 N Old Wire Rdcommercial building permit | $350,000 | Jan 21 |
City of Bentonville permits-issued reports (public record). Valuation is as printed by the city. Other cities' permit records aren't in yet; Census counts by city are in the monthly reports.
No land-use meetings in the agenda feed for this week.
No dated ARDOT releases for NWA this week.
← Week of Jan 12, 2026 · Week of Jan 26, 2026 →
Longer views: monthly, quarterly, annual, five- and ten-year reports · this week as JSON
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